The mere provision of information from council records is not, without more, the provision of a professional service within the meaning of a professional indemnity insurance policy, even where the person providing the information holds professional qualifications. The critical question is the nature of the service provided, not the qualifications of the provider. Where a settlement covers multiple claims, only some of which may fall within the policy, the insured bears the burden of demonstrating that the settlement sum was paid in respect of a covered claim.
The full text is available to signed-in members, including the 10 later cases that cite this judgment.
1 of the 10 citing cases carry a classified treatment. How each court treated it is available to signed-in members.