Where a lease clause requires the lessee to take out insurance and uses the word 'whereby' followed by a description of cover cross-referencing an indemnity clause, the insurance obligation is limited to the scope of the indemnity clause and does not extend to cover the lessor's liability to the public at large. A covenant to insure is not redundant alongside a covenant to indemnify because the insurance protects against the indemnifier's insolvency.
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