Where the Consumer Credit Code provides for attribution of employee conduct only in respect of credit providers (s 176(1)), a supplier corporation's liability for the acts of its officers falls to be determined by common law identification principles, not vicarious liability. The admissions exception to the hearsay rule does not extend to statements made by an agent to a subordinate employee rather than to a third party. Failure to object to inadmissible evidence at trial does not preclude raising the issue on appeal where a miscarriage of justice has occurred.
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