A worker who has suffered a compensable injury but has not yet incurred financial loss during the six-month limitation period under s 182(1)(a) of the Work Health Act (NT) is not automatically excused from making a claim within time. The absence of compensable loss is a relevant but not determinative factor; the whole circumstances of the worker's conduct must be assessed. Where a worker deliberately conceals incapacity from the employer to preserve income, this will weigh heavily against a finding of 'other reasonable cause' under s 182(3).
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