The obviousness of a risk is relevant to breach and contributory negligence but does not negate the duty of care owed by an occupier of private land or an employer. Following the repeal of the Statutory Duties (Contributory Negligence) Act 1945 (NSW) and the enactment of s 5A of the Civil Liability Act 2002 (NSW), contributory negligence is available as a defence to breach of statutory duty claims that are in substance claims for damages for harm resulting from negligence, but only where the cause of action accrues after 6 December 2002. Under a joint insured insurance policy with a deemed separate policy clause, the conduct of one insured (an employee) does not affect the rights of another insured (the employer) under the policy.
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