Conflicting assertions about the scope of a retainer do not, without more, establish a genuine dispute about the existence of a debt or a genuine offsetting claim under s 459G. The absence of any contemporaneous complaint or documentation of breach, combined with positive acknowledgments of the debt in contemporaneous records, may be fatal to a claim of genuine dispute. Matters not raised in the initial 21-day affidavit cannot be introduced in subsequent affidavits unless they are properly an amplification of material facts already raised.
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