Claim by Plaintiff for Total and Permanent Disability benefits payable under a policy of insurance entered into by Trustee of Superannuation fund — Applicable principles when claimant is not a contracting party to the policy — Held that Insurer did not act reasonably in determining the Claim, thereby vitiating its rejection of the claim. Consideration of whether the plaintiff was incapacitated to the extent that she was unable ever to engage in or work for reward in any business occupation or regular duties for which she was reasonably qualified by her education, training and experience.
