Where an insurance policy provides an indemnity for legal costs and the insurer declines to take over the defence, the insured who successfully sues for indemnity should ordinarily be awarded indemnity costs, on the basis that had the insured treated the denial of liability as a repudiation, it would have recovered solicitor and own client costs as damages. A successful appellant will not be deprived of costs merely because the argument that succeeded on appeal was not precisely the same as that advanced at trial, provided the arguments were not so different as to warrant such an order.
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