A tortfeasor is not entitled to a reduction in damages on account of a private loan arrangement between the plaintiff and a third party (here, a sibling lending back a legacy). Pre-judgment interest under s 100 of the Supreme Court Act 1970 (NSW) should ordinarily be calculated at Practice Note 16 rates as compensation for being kept out of money, not by reference to the plaintiff's actual borrowing costs. Adverse credibility findings may be overturned on appeal where objective contemporaneous evidence (hospital records, telephone billing records, solicitor's files) supports the witness's account and gives rise to compelling inferences in the witness's favour.
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