A court has jurisdiction to join an insurer as a defendant and grant declaratory relief as to the insurer's liability to indemnify the insured at the suit of a stranger to the insurance policy, where the insured is insolvent, the insurer has denied indemnity, and there is practical utility in resolving the issue — particularly because it would be an abuse of process for either the insured or insurer to relitigate the question in subsequent proceedings. The conflict between JN Taylor and Interchase on the res judicata point remains unresolved.
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