When assessing whether an injury satisfies the 'serious injury' threshold under s 93(17)(a) of the Transport Accident Act 1986, a judge must consider all relevant consequences of the injury — including pain and suffering — against the 'very considerable' test from Humphries v Poljak, and cannot confine the assessment to what the applicant has lost by way of social, domestic and recreational activities. A finding that the applicant exaggerated symptoms does not relieve the judge of the obligation to deal with the consequences accepted on the evidence.
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