Newling v Metlife Insurance Limited

• 1. Insurance
  2. › Group life insurance
  3. › Total and permanent disablement
  4. › Insurer's duty of good faith and fair dealing
  5. › Whether insurer acted fairly and reasonably in assessing and determining claim
  6. › Whether decision open to insurer acting reasonably
• 1. Insurance
  2. › Group life insurance
  3. › Total and permanent disablement
  4. › Obligation to give reasons
  5. › Whether duty of good faith implies obligation to give reasons for declining claim
  6. › Question left open
• 1. Insurance
  2. › Group life insurance
  3. › Total and permanent disablement
  4. › Assessment process
  5. › Whether multiple letters constituted separate declinatures
  6. › Whether letters should be read as single course of correspondence
• 1. Insurance
  2. › Group life insurance
  3. › Total and permanent disablement
  4. › Judicial review of insurer's decision
  5. › Whether primary judge undertook impermissible merits review
  6. › Two-stage approach to challenging insurer's determination

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