Michael Burke v MetLife Insurance Limited

[2019] NSWSC 177

Supreme Court of NSW

Built by Barristers,
For Australian Law.

1. Insurance
2. › Group life insurance
3. › Claim for “total and permanent disablement”
4. › “Two-stage” inquiry
5. › Privity of contract
6. › Whether beneficiary entitled to claim damages for breach of duty of good faith and fair dealing
7. › “Stage 1”
8. › Satisfaction of insurer
9. › Whether insurer’s determination “reasonable and fair”
10. › Inconsistency between plaintiff’s history and contemporaneous material
11. › “Stage 2”
12. › Whether plaintiff TPD within policy definition
13. › Determination made.
1. Civil Procedure
2. › Separate determination of questions
3. › Where appropriate
4. › Insurance
5. › Claim for “total and permanent disablement”
6. › “Two-stage” inquiry.
1. Evidence
2. › Hearsay
3. › Business records
4. › COPS reports, Evidence Act 1995, s 69(3)(b), applied.