SunWater Limited v Liberty Mutual Insurance Company

• 1. Insurance
  2. › Liability insurance
  3. › Exclusion clauses
  4. › Professional liability exclusion
  5. › Whether liability arose out of rendering of or failure to render professional advice or service for a fee
  6. › Whether act of employee was act of insured for purposes of exclusion clause
• 1. Insurance
  2. › Liability insurance
  3. › Exclusion clauses
  4. › Professional liability exclusion
  5. › Whether exclusion confined to liability to client or extended to liability to third parties
  6. › Whether broader construction would excessively circumscribe cover
• 1. Insurance
  2. › Construction of insurance contracts
  3. › Exclusion clauses
  4. › Principles of construction
  5. › Whether plain meaning of unambiguous exclusion clause may be rejected on basis another meaning more reasonable
  6. › Contra proferentem rule as rule of last resort

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