The Court held that a professional indemnity insurance extension clause covering claims arising from sub-contractor conduct applies where the insured is legally liable for that conduct and the insured's provision of professional services is a substantive element of the factual matrix, even without any causal connection between the professional services and the defects. The provision of project management and construction management services by the insured satisfied this requirement, entitling the insured to indemnity for statutory warranty claims arising from defective building work performed entirely by sub-contractors.
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