1Under s 55F(2)(c) of the Motor Accident Insurance Act 1994 (Qld), where the damages awarded are equal to or less than both the lower offer limit and the insurer's mandatory final offer, costs must be awarded to the insurer on the standard basis from the date proceedings commenced; the provision is mandatory and confers no discretion.
2Failure by an insurer to accompany a mandatory final offer with the explanatory statement required by s 20 of the Motor Accident Insurance Regulation 2018 (Qld) for unrepresented claimants does not invalidate the offer for the purposes of s 55F(2), as the statement is directed to the consequences of accepting an offer, not to the costs consequences of rejecting it.
