The Tribunal found all four allegations of professional misconduct proved against Mr Jardine, ordered a reprimand, imposed insurance-related conditions for five years, and suspended his registration for one month (reduced from the Board's sought two months). The second false declaration on his renewal form—made after he knew he had been uninsured—was found to be reckless at the highest end but not knowingly dishonest, with the Tribunal applying Briginshaw principles and accepting that acute personal stressors diminished his state of mind. Dishonesty is not a prerequisite for suspension in PII cases; general deterrence alone can justify a short suspension even where recklessness rather than knowing dishonesty is found. The case confirms that practising uninsured, failing to notify the Board of a relevant event, and making false declarations on renewal forms will together constitute professional misconduct warranting suspension within the existing range of comparable determinations.
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