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COMMONWEALTHRegulation
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s 12M

Meaning of superannuation‑related add‑on insurance product

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Part 2ADeferred sales model exemptions

12M Meaning of superannuation‑related add‑on insurance product

A superannuation‑related add‑on insurance product is an add‑on insurance product that:

(a)

is offered or sold to a consumer in connection with the consumer acquiring, or entering into a commitment to acquire, another product or service in a registrable superannuation entity; and

(b)

provides insurance cover (whether or not the cover is restricted) in respect of one or more of the following:

(i)

the consumer’s death;

(ii)

the consumer’s total and permanent disability;

(iii)

loss of income by the consumer.

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