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Sch 1 (National Credit Code), s 146

Supply of copy of credit‑related insurance contract by insurer

In force
Volume 1Chapters 1 to 6 (sections 1 to 322)
Chapter 6Compliance and enforcement
Part 6-7ASIC’s powers in relation to contraventions of this Chapter
Division 2ASIC’s powers in relation to contraventions of this Chapter

146 Supply of copy of credit‑related insurance contract by insurer

(1)

If the premium under a credit‑related insurance contract is financed under the credit contract, the insurer must ensure that a copy of the policy of insurance is given to the debtor within 14 days after acceptance of the insurance proposal by the insurer.

Criminal penalty: 100 penalty units.

(2)

In the case of any such contract of insurance entered into by the credit provider in which the debtor has a beneficial interest, the credit provider must ensure that a written notice containing particulars of the insurance prescribed by the regulations is given to the debtor within 14 days after the beneficial interest is acquired by the debtor.

Criminal penalty: 100 penalty units.

(3)

Subsections (1) and (2) do not apply to compulsory insurance.

(4)

Subsections (1) and (2) are offences of strict liability.

Note:

For strict liability, see section 6.1 of the Criminal Code.

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Section 146 — Supply of copy of credit‑related insurance contract by insurer — National Consumer Credit Protection Act 2009 (Commonwealth) — Barrister AI