National Consumer Credit Protection Act 2009

A licensee must, as soon as practicable after it becomes apparent to the licensee that it is likely to enter a consumer lease with a consumer who will be the lessee under the lease, give the consumer the licensee’s credit guide in accordance with subsection (2).

The licensee’s credit guide must:

be in writing; and

be in the form (if any) prescribed by the regulations; and

specify the licensee’s name and contact details; and

specify the licensee’s Australian credit licence number; and

give information about the licensee’s procedure for resolving disputes with a consumer, including contact details for a consumer to access:

the licensee’s internal dispute resolution procedure; and

the AFCA scheme; and

give information about the licensee’s obligations under sections 155 and 156; and

comply with any other requirements prescribed by the regulations.

The regulations may prescribe information that need not be included in the credit guide, despite subsection (2).

The licensee must give the consumer the licensee’s credit guide in the manner (if any) prescribed by the regulations.

A person commits an offence if:

the person is subject to a requirement under subsection (1); and

the person engages in conduct; and

the conduct contravenes the requirement.

Subsection (5) is an offence of strict liability.

For strict liability, see section 6.1 of the Criminal Code.