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Sch 1 (National Credit Code), s 164

Other requirements for comparison rate

In force
Volume 1Chapters 1 to 6 (sections 1 to 322)
Chapter 6Compliance and enforcement
Part 6-8Evidentiary use of certain material

164 Other requirements for comparison rate

(1)

A comparison rate in any credit advertisement must be identified as a comparison rate.

(2)

A comparison rate in any credit advertisement must not be less prominent than:

(a)

any annual percentage rate stated in the advertisement; and

(b)

the amount of any repayment stated in the advertisement.

(3)

The following applies to credit advertisements on television, the internet or other electronic display medium:

(a)

if the annual percentage rate is in spoken form and not displayed on the screen in text, the comparison rate must also be in spoken form;

(b)

if the annual percentage rate is displayed on the screen in text, the comparison rate must also be displayed on the screen in text and may be in spoken form;

(c)

if the comparison rate is in spoken form, the warning and other information may be either in spoken form or displayed on the screen in text;

(d)

if the comparison rate is displayed on the screen in text, the warning and other information must also be displayed on the screen in text.

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Section 164 — Other requirements for comparison rate — National Consumer Credit Protection Act 2009 (Commonwealth) — Barrister AI