National Consumer Credit Protection Act 2009

Each provision of this Act and the Transitional Act applies in this jurisdiction.

This jurisdiction means the geographical area that consists of:

each referring State (including its coastal sea); and

each Territory (including its coastal sea).

Throughout this Act and the Transitional Act, this jurisdiction therefore consists of either:

if all of the States are referring States—the whole of Australia; or

if one or more States are not referring States—Australia (other than any State that is not a referring State).

Subject to subsection (5), each provision of this Act and the Transitional Act also applies, according to its tenor, in relation to acts and omissions outside this jurisdiction.

This Act does not apply to an act or omission in a State that is not a referring State to the extent to which that application would be beyond the legislative powers of the Parliament (including powers it has under paragraphs 51(xxxvii) and (xxxix) of the Constitution).

Each provision of this Act and the Transitional Act applies, according to its tenor, to:

natural persons whether:

resident in this jurisdiction or not; and

resident in Australia or not; and

Australian citizens or not; and

all bodies corporate and unincorporated bodies whether:

formed or carrying on a business in this jurisdiction or not; and

formed or carrying on a business in Australia or not.