National Consumer Credit Protection Act 2009

A person must not:

conceal, destroy, mutilate or alter a credit book; or

send a credit book out of this jurisdiction.

A person commits an offence if:

the person is subject to a requirement under subsection (1); and

the person engages in conduct; and

the conduct contravenes the requirement.

For the purposes of subsections (1) and (2), it is a defence if the person did not act with intent to:

defraud; or

prevent, delay or obstruct the carrying out of an examination, investigation or audit, or the exercise of a power, under this Act.

For the purposes of subsection (2), a defendant bears an evidential burden in relation to the matter in subsection (3) (see subsection 13.3(3) of the Criminal Code).

Credit book means:

a book (by whatever name it is known) that this Act requires to be kept; or

a document that is:

prepared; or

lodged with or submitted to ASIC; or

given to a person;

a book relating to the credit activities engaged in by a licensee or a credit representative; or

a financial record.