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Sch 1 (National Credit Code), s 61

Increase in guarantor’s liabilities

In force
Volume 1Chapters 1 to 6 (sections 1 to 322)
Chapter 6Compliance and enforcement
Part 6-2Examination of persons
Division 2Examination of persons

61 Increase in guarantor’s liabilities

(1)

If the terms of a credit contract are changed to increase or allow for an increase in liabilities, the liabilities of a guarantor under a guarantee that secures those liabilities are not increased unless:

(a)

the credit provider gives to the guarantor a written notice setting out particulars of the change in the terms of the credit contract; and

(b)

the credit provider has subsequently obtained from the guarantor a written acceptance of the extension of the guarantee to those increased liabilities or obtained acceptance in some other form provided for by the regulations.

(2)

This section does not apply to an increase in liabilities resulting from:

(a)

a change of a kind referred to in paragraph 63(2)(a) or (b); or

(b)

a change of which notice is required to be given under Division 1 of Part 4 (not being a change referred to in subsection 67(4) or section 67AA or 68); or

(c)

a change under subsection 74(2) or a postponement under subsection 96(2); or

(d)

a deferral or waiver of a debtor’s obligations for a period not exceeding 90 days.

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