Barrister AI
All legislation
COMMONWEALTHAct
In force
This is the latest official compilation.Check the official source →
Sch 1 (National Credit Code), s 73

Notice of change

In force
Volume 1Chapters 1 to 6 (sections 1 to 322)
Chapter 6Compliance and enforcement
Part 6-3Inspection of books and audit information‑gathering powers
Division 2Inspection of books and audit information‑gathering powers

73 Notice of change

(1)

A credit provider that enters into an agreement with the debtor to change the credit contract as a result of a hardship notice by the debtor must, not later than 30 days after the date of the agreement, give to the debtor, and any guarantor under a guarantee related to the contract, a written notice setting out:

(a)

particulars of the change in the terms of the credit contract; and

(b)

any information required by the regulations.

Criminal penalty: 50 penalty units.

(1A)

Subsection (1) does not apply if the credit provider and the debtor agree to a change to the credit contract that defers or otherwise reduces the obligations of the debtor under that contract for a period not exceeding 90 days.

(2)

The credit provider may, under subsection (1), give a person particulars only of a matter as changed instead of particulars of the change, but only if the credit provider:

(a)

makes it clear to the person that the matter has changed; or

(b)

issues to the person a new set of terms and conditions relating to the credit contract.

(3)

Subsection (1) is an offence of strict liability.

Note:

For strict liability, see section 6.1 of the Criminal Code.

Research tools for this sectionSubscription

The statute text is free to read above. View subscription options to unlock the case-law research tools for each provision.

Section 73 — Notice of change — National Consumer Credit Protection Act 2009 (Commonwealth) — Barrister AI