Fire Services Act 1990

This section applies if—

a person (the insured person) has insured an interest in property (the insured property) against loss or damage by fire; and

because of an act done, or omitted to be done, in relation to a fire by a person performing a function or exercising a power under this Act—

the insured property is damaged and the insured person suffers a loss; or

the insured person incurs a charge or expense, other than a charge or expense incurred as a punishment.

The loss suffered, or the charge or expense incurred, by the insured person is taken to be loss or damage by fire under the insurance policy (the policy) taken out by the insured person in relation to the insured property.

Subsection (2) applies despite anything to the contrary in the policy.