Barrister AI
All legislation
VICAct
In force
This is the latest official compilation.Check the official source →
s 44

Minimum credit charge

In force
Part IIIRegulated contracts
Division 1Credit sale contracts and loan contracts

44 Minimum credit charge

(1)

A provision in a credit sale contract or a loan contract to the effect that the minimum credit charge exceeds—

S. 44(1)(a) amended by No. 34/1991 s. 14(1)(b).

(a)

where the amount financed under the contract is not more than $75—$5 or, where some other amount is prescribed for the purposes of this paragraph, that other amount; or

(b)

where the amount financed under the contract is more than $75—$7.50 or, where some other amount is prescribed for the purposes of this paragraph, that other amount—

is void.

(2)

A credit provider shall not enter into a credit sale contract or a loan contract that includes a provision that, by reason of subsection (1), is void.

  1. 20 penalty units.
Research tools for this sectionPro

The statute text is free to read above. View Pro plans to unlock the case-law research tools for each provision.