National Consumer Credit Protection Act 2009

any benefit, whether monetary or non‑monetary, that:

is given to a licensee, or a representative of a licensee, who provides credit assistance to consumers; and

because of the nature of the benefit or the circumstances in which it is given, could reasonably be expected to influence the credit assistance provided to consumers; or

any benefit, whether monetary or non‑monetary, that:

is given to a licensee, or a representative of a licensee, who acts as an intermediary; and

because of the nature of the benefit or the circumstances in which it is given, could reasonably be expected to influence whether the licensee or representative acts as an intermediary, or how the licensee or representative acts as an intermediary.