Under a TPD clause requiring the insured to be unable to engage in Regular Remuneration Work for which they are 'reasonably fitted by education, training or experience', the need to complete a short licensing or qualifying course does not preclude a finding that the insured is reasonably fitted for the occupation, where their existing education, training or experience is sufficient to enable completion of the course. Part-time work of 20 hours per week constitutes 'Regular Remuneration Work' where the policy definition does not distinguish between full-time and part-time work, and the work is regular and remunerative.
The full text is available to signed-in members, including the 23 later cases that cite this judgment.
4 of the 23 citing cases carry a classified treatment. How each court treated it is available to signed-in members.