Rural and Regional Adjustment Regulation 2011

the applicant is a non-profit organisation; and

immediately before the eligible disaster, the applicant carried on operations as a non-profit organisation in the defined disaster area; and

the applicant has suffered direct damage to essential premises, plant, equipment or stock for carrying on its operations as a non-profit organisation as a result of the eligible disaster; and

the applicant has not taken excessive risks in carrying on operations as a non-profit organisation; and

the applicant has taken reasonable precautions to avoid or minimise loss or damage from the eligible disaster; and

the applicant is responsible for the cost of repairing or replacing the damaged assets; and

the applicant has used all liquid assets and normal credit sources up to normal credit limits; and

the applicant can not, from the applicant’s own resources and without assistance under the scheme—

repair or replace assets directly damaged as a result of the eligible disaster; or

return to operations at a similar level as before the eligible disaster; and

before applying for the assistance, the applicant has used any other available assistance from the Commonwealth or State or insurance to repair or replace damaged assets or to try to return the non-profit organisation to operations at a similar level as before the eligible disaster; and

the applicant demonstrates the ability to repay the loan applied for.